Attention homeowners in Helotes and Bexar County: Need an appraisal?

The top 7 reasons why TX homeowners need Jesse Martinez Appraisal Services:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To cut their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a TX divorce, when property needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help deciding the value of your home in or near Helotes, TX?
Contact Jesse Martinez Appraisal Services.

At Jesse Martinez Appraisal Services, we understand the particular needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our valued client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you abolish unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close by. That only means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Jesse Martinez Appraisal Services is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Jesse Martinez Appraisal Services can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Jesse Martinez Appraisal Services can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.